Bangkok: Sittikorn Direksuntorn has been appointed for a second term as General Manager of the Thai Credit Guarantee Corporation (TCGC), focusing on enhancing the organization and broadening loan guarantees to non-bank institutions, including nano-finance and leasing companies.
According to Thai News Agency, Mr. Sittikorn officially commenced his second term as General Manager of the Small and Medium Enterprise Credit Guarantee Corporation (SMEG) on January 5, 2026. He marked the occasion with a traditional ceremony at a shrine and other sacred sites to seek good fortune. The ceremony was attended by SMEG executives who extended their congratulations at SMEG's headquarters located in Charn Issara Tower 2, Phetchaburi Road, Bangkok.
In his renewed role, Mr. Sittikorn outlined policy and operational guidelines to the SME Guarantee Corporation (SMEGC) management team. His mission focuses on upgrading SMEG, particularly by enhancing the "credit guarantee mechanism" to serve as the primary tool for assisting SMEs in Thailand, facilitating easier access to formal credit. This includes reducing financial inequality among SMEs through TCGC's 12 SME Financial Advisory Centers nationwide, which will act as hubs connecting SMEs with financial institutions via TCGC's Digital Lending platform.
Mr. Sittikorn aims to upgrade the organization in various aspects to position it as the main agency for assisting SMEs in Thailand. This involves restructuring the organization, human resources, and business plans to better align with efforts to support SMEs. Furthermore, he plans to leverage digital technology to drive organizational growth, making SMEGC an integral part of the digital ecosystem for developing new financial systems and services.
Another key focus for Mr. Sittikorn is integrating TCG Score data from the Thai Credit Guarantee Corporation with relevant agencies, utilizing 34 years of credit guarantee data to analyze various aspects. This aims to increase credit accessibility for SMEs, including micro SMEs and small-scale entrepreneurs.
Throughout his previous four-year term, Mr. Sittikorn achieved significant success, transforming TCGC and initiating several changes. He developed loan guarantee products tailored to specific customer segments, implemented credit scoring for risk-based pricing, and launched the "Thai Credit Guarantee Corporation is Ready to Help" measure, which successfully restructured the debts of numerous borrowers.
Mr. Sittikorn also upgraded all 11 regional offices of TCGC to "SME Financial Advisory Centers," significantly increasing their reach and effectiveness. Additionally, he developed digital platforms and expanded the LINE OA channel @tcgfirst, greatly enhancing service convenience for SMEs.
Currently, Mr. Sittikorn, aged 50, holds a doctoral degree from the International College of Digital Innovation, Chiang Mai University, and two master's degrees from the University of South Australia and Assumption University. He also holds a bachelor's degree in Business Administration from Assumption University.